1. Books and supplies.
2. Technology.
3. Dorm furnishings and personal items.
4. Study abroad programs.
5. Groceries and dining out.
6. Medical care.
7. Clothing.
8. Greek life.
9. Transportation.
10. A savings account and emergency fund.

10 costs to prepare for as a first-time college student

College freshmen may be surprised when bills for their first semester roll in. To avoid unexpected costs, create a budget in advance that accounts for all of the costs of college.

The estimated costs for each item below are taken from nationwide averages, but your expenses will vary depending on the school you attend, your financial situation and more. The cost of supplies, for instance, is different for English majors than for engineering majors, and not everyone will choose to join Greek life or study abroad. To get the most accurate estimate of your costs, consult your school’s website and conduct a financial audit.

1. Books and supplies

The costs of necessary learning materials, such as textbooks, notebooks, calculators, backpacks and more, can easily reach hundreds of dollars per semester. However, college professors will typically release the class syllabus and book requirements in advance, so you have time to find less-expensive options beyond the campus bookstore.

To save money on textbooks each semester, consider renting your books or buying them used. Some courses, however, require one-time online access codes, and those can’t be rented or bought used.

Estimated cost: $1,200 to $1,400 per year

2. Technology

While most libraries have computers for student use, it’s nearly impossible to go through college without a laptop or other personal computer. Many professors have gone paperless now, with homework, essays and assignments being completed fully online. Some exams and classes are even hosted online now, so it’s important to have a personal device to complete your coursework on time. Read more